Health Care Reform Alert: Young Adult Dental Coverage up to Age 26

As part of the Patient Protection and Affordable Care Act, (“PPACA”) signed into law March 23, 2010 young adults up to age 26 are eligible for coverage under their parent/guardian’s health care plans – including dental, regardless of marital status, dependent status, student status, or residency.

When exactly this could be in effect depends on a number of factors, notably whether coverage is individual, small group or large group. The law took effect July 1, 2010 and depending on the type of coverage, coverage could be immediate, or January 1, 2011. You’ll need to look into this specifically with your insurance, and of course the young adult would need to be added to the insurance plan.

The one glaring omission from this coverage is Tricare:

The recent Patient Protection and Affordable Care Act (Public Law 111-148) requires civilian health plans that provide medical coverage to children to make that coverage available until the child turns 26 years of age. The Act did not give the Department of Defense the authority to offer this benefit through TRICARE.


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